Banking Built for Carriers

If you’re an owner-operator who wants to get paid fast, LoadPay is for you. It’s a digital debit account that helps you get paid* in minutes, thanks to 24/7/365 funding availability. LoadPay also offers additional benefits, such as ways to save money on fuel and other expenses.

* Instant payments are typically available in your LoadPay debit account within minutes 

Top Benefits of LoadPay

  • Lightning-Fast Payout

    By factoring or using QuickPay with Triumph and linking your LoadPay bank account to your portal, you unlock instant invoice approvals and payments.

  • Access to Exclusive Mastercard® Benefits

    The LoadPay business debit Mastercard® offers you exclusive benefits, including shopping, security, insurance and more, helping you manage your business with added perks and peace of mind.

  • Use it Anywhere

    You can use your LoadPay card to pay for business expenses wherever Mastercard® is accepted. Access your earnings instantly to make payments at the pump, in stores and at your stops.

Who Needs LoadPay?

Owner/Operators

LoadPay is a banking solution for truck drivers and owner/operators who value operating on their own time and want to improve their cash flow.

Fleet Owners

LoadPay makes it easy for fleet owners to give drivers and other authorized team members their own LoadPay card linked directly to your account — without losing control of your budget or visibility.

Learn More

Unlock instant payments 24/7 with LoadPay.

Unlock the Ease of LoadPay

Discover LoadPay’s many features.

  • Comprehensive Cash Flow Management

    Our banking features help centralize your finances, managing income and expenses all in one place.

  • Coming Soon: Oversee Driver Expenses

    Hand out LoadPay debit cards to your drivers with peace of mind. Activate spending limits and access fraud monitoring to ensure overspending never occurs.

  • FDIC-Insured

    Deposit accounts are FDIC-Insured, providing the security you need.

  • No Minimum Balance Requirements

    There’s no lag time between opening and using your account. You can start an account without a minimum balance.

How does LoadPay work?

  1. Link your LoadPay bank account to your Triumph factoring or payments profile.

  2. Upload your invoices to your carrier portal for approval.

  3. Select LoadPay as your payment method, allowing access to those funds within seconds.

  4. Spend your cash!

Streamline Your Business With Triumph

  • Factoring 

    By factoring with Triumph, you unlock the ability to receive an instant decision on your invoices and fund your LoadPay bank account within seconds.

  • Insurance 

    By securing liability insurance with a Triumph agent and factoring with us, you gain access to our 12 equal payments program, allowing you to split your downpayment into a monthly payment, and the DailyRate, which allows you to pay for your monthly premium from your factoring fees.

  • Fuel Program

    Our fuel program helps you offset the cost of factoring with deep fuel discounts. Clients are currently saving **.48 cents per gallon on average.