*Loans subject to credit approval
Drive Business Growth
Discover financing options that will help you improve operations now and prepare you for opportunities in the future.
Commercial Lending Benefits*
Industry-Leading Financial Solutions
Partner with Triumph, and you’ll be working with a world-class financial collaborator who understands your unique needs and can provide tailored solutions. We’ll meet you where you are, so you will be ready when the opportunity for growth arises.
Maximize Cash Flow
Have the cash you need when you need it. We’ll help you keep access to cash flow so you can remain confident during times of fluctuation.
Who Needs Commercial Lending?
Brokers
Our commercial lending services provide brokers with real-time insights into cash, liquidity and payments, helping manage risk and improve decision-making. We streamline operations, reduce manual tasks and enhance efficiency, helping you make strategic, informed choices.
Shippers
Boost your cash flow, efficiency and competitive edge with expert commercial lending solutions from Triumph. Our experienced lenders understand your industry and will craft a customized solution tailored to your financial needs.
Carriers
Triumph offers tailored, scalable banking services for carriers of all sizes, from small startups with one truck to large operations with over 1,000 trucks. Our digital wallet, LoadPay, integrates seamlessly with our factoring product to provide fast, 24/7 invoice funding. If you’re a larger carrier, we scale our offerings to include advanced technology and online portal access, along with tools for managing payroll for employees and payments to contractors.
Factors
Access cash more easily to stabilize working capital, reduce debt and support growth. With tailored financing solutions, you can optimize operations today and plan for future opportunities. Partner with Triumph for expert support in freight factoring and achieving your business goals, even during fluctuations.
Get started
Discover how Triumph commercial lending can revolutionize your financial operations.
Commercial Lending Solutions
Commercial Loans
Explore our range of commercial lending solutions, including asset-based loans, invoice factoring and equipment financing, all tailored to support the growth of small and midsize businesses.
Lines of Credit
You have valuable equipment assets. Leverage them to secure financing quickly, providing the cash needed for startup costs and growing and managing your business. Our team offers the flexibility to meet your changing needs.
Term Loans
Triumph can assist you in finding the ideal solutions to manage your fleet. We provide secure financing for your transportation equipment with terms usually ranging from 2 to 5 years.
Liquidity Management
Optimize your cash flow by automatically consolidating balances into a master account using zero balance accounts. This reduces idle funds and maximizes investment opportunities. Loan sweeps automate the transfer of funds between your operating account and line of credit, saving time, reducing manual transfers and giving you better control over interest expenses and cash management.
Explore Other Ways Triumph Can Help
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Factoring
Factoring with Triumph allows you access to instant decisions on your qualified invoices. You can fund your LoadPay bank account** within minutes.
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Fuel Program
Reduce the cost of factoring with significant fuel discounts. Clients are currently saving an average of 44 cents per gallon.***
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Insurance****
By securing liability insurance through a Triumph agent and factoring with us, you can take advantage of our 12-month payment plan, splitting your down payment into monthly installments, along with the DailyRate,***** which lets you pay your monthly premium using your factoring fees.
*Subject to approval of an application to open a LoadPay bank account.
**Subject to approval of an application to open a LoadPay bank account.
***Average savings of 44 cents per gallon based on actual in-network TCS client transactions for Q1 of 2025. Individual discounts and savings may vary.
****Insurance products and services are not a deposit, not FDIC-insured, not guaranteed by the Bank, not insured by any federal government agency, and may go down in value.
*****12-month payment plan eligibility is subject to approval. You must be a Triumph factoring client to qualify for the DailyRate.
