Fleet and Small Carrier Insurance

Types of Fleet Insurance Coverage We Offer

• Primary Liability Insurance

  Primary liability insurance is your protection from damage or injuries to other people caused by trucks you own or trucks that operate under your authority, for which you are legally liable. This coverage is mandated by state and federal agencies, which require proof of coverage.

• Physical Damage Insurance

  Physical damage insurance provides protection for your vehicle should loss or damage occur due to collision with another vehicle or object. There are several different types of physical damage insurance. Your Triumph representative can ensure your coverage is customized to suit your needs.

• Downtime Coverage

  If you’re not on the road, you’re not driving your business forward — unless you have downtime coverage. This coverage supplements any revenue lost during the repair of your equipment due to an accident.

• Motor Truck Cargo Insurance

  Motor truck cargo insurance protects you in the event of destruction, damage or theft of your freight. There are a multitude of cargo coverage types, and we can help vet and evaluate your coverage as your cargo changes.

• General Liability

  General liability insurance covers select premises and operational exposures that may not be covered under primary liability policies. This coverage can protect you from any damage due to your business operations.

• Non-Trucking Liability (Bobtail Coverage)

  Accidents don’t wait for you to clock in. Non-trucking liability covers you when your truck is used for non-business purposes, providing a permanently leased owner or operator with limited liability protection. Our dedicated account management team can determine exactly what coverage you need.

• Workers Compensation Insurance

  If you employ workers, you may be required to have a valid workers compensation policy. This insurance provides liability coverage for your business against claims made by your workers for their injuries sustained on the job.

• Occupational Accident Insurance

  Occupational accident insurance is available in some states. This insurance provides owner/operators with an affordable source of indemnification for “work accident injuries.” This coverage can pay for medical expenses and provide disability income in case of accidental injury or death.