**On average, clients receive an invoice eligibility decision within 90 seconds, with 23 seconds as the median timeframe.
Get Started
Get paid in minutes by factoring with Triumph.
Top Benefits of Freight Factoring
24/7 Funding for Truckers
We know your trucking business demands faster-than-ever payment solutions. Experience faster-than-fast funding with Triumph. Deliver the load, and all eligible invoices will be paid in minutes*.
Non-Recourse Contracts Available
We’ll protect your business even if your customer goes bankrupt. Triumph takes the risk on approved brokers — no charge backs!
Transparent Pricing
What you see is what you get. No mess; no games. We take a straightforward and fully transparent approach to pricing, which we know you’ll value.
No Minimums/No Reserves
Factor the loads you want from the brokers you choose. With us, you’re in control of your finances and partnerships. Our team of transportation experts works alongside you and your customers to cut down on the payment snag.
* Instant payments are typically available in your LoadPay debit account within minutes.
How Does Factoring Work?
Submit your paperwork and invoices.
Our smart decision platform will instantly approve qualifying invoices.
Get paid within minutes, any time of day or night.*
Improve Cash Flow with These Solutions
Triumph is more than fast funds. We provide you with unrivaled business efficiency and transaction transparency that you won’t find anywhere else.
Customer Support
You always have access to online and 24/7 on-demand customer service and resources.
Broker Checks
Haul before you load. Our 24/7 broker credit checks give you a leg up on knowing what loads are preapproved for factoring.
Instant Decision
Load and submit your invoice documents, and Triumph gives you a purchase decision in seconds** on most invoices.
Access to more trucking tools
Triumph is your partner in trucking. We offer fuel cards, truck and cargo insurance, debit accounts for truckers, equipment finance and other financial solutions.
